Most drivers assume car insurance companies look at the same information and arrive at roughly the same price. They don’t.
Every insurer evaluates risk differently. Your ZIP code, driving history, age, vehicle, mileage and claims history can all affect your rate—and one company may price those factors very differently than another.
See The Best Car Insurance Rate In Your Zip Code
Insurance companies use their own methods to evaluate a driver’s risk profile. Your ZIP code, driving history, age, vehicle, mileage, prior coverage, and claims history can all affect what you pay—and each insurer may weigh those factors differently.
The result? The exact same driver can receive very different rates from different insurance companies.
When drivers compare rates through Lions Coverage, many are shocked to find that another insurer will offer them a much lower rate than their current provider. This can be especially true for drivers who have been with the same insurance provider for the last several years.
If you haven't shopped your insurance rate in over a year, you are probably overpaying. See how much you can save »
Finding discounts is quick and easy because of online platforms that allow insurance companies to compete for your business. These platforms are free to use and will quickly help you find out if you're overpaying for your current coverage. Consumer Reports advises drivers to compare quotes before buying or renewing car insurance. "By shopping periodically, you have the potential to save with your current carrier, or with a new insurer that's just as good or better."
See What Insurers Are Charging In Your ZIP Code
Step 1: Select your age below
Step 2: Enter your ZIP code
Step 3: Compare available insurance options in your area. It takes less than two minutes
